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Interest & fees

The interest and fees for a pawn loan were fixed by the state in 1961 and have remained unchanged since then. The loan costs are made up of the base rate (1% per month), compensation for expenses arising from the correct storage and insurance of the pawn and loan processing - these are dependent on the specific loan amount. Especially over short periods of time, pawn loans can be cheaper than comparable bank loans.


The interest charged on a pawn loan amounts to 1% per month.

The monthly fees for operating costs are also regulated by the German Pawn Loans Act.

1,00 € For loans up to 15,00 €
1,50 € For loans up to 30,00 €
2,00 € For loans up to 50,00 €
2,50 € For loans up to 100,00 €
3,50 € For loans up to 150,00 €
4,50 € For loans up to 200,00 €
5,50 € For loans up to 250,00 €
6,50 € For loans up to 300,00 €

For information on fees for higher loans, please do not hesitate to call us on
+49 (0)261 133 080.

What can we do for you?

If you have any questions, please do not hesitate to contact us from
Monday to Friday from 9 am to 6 pm
and Saturdays from 10 am to 4 pm.

We look forward to your visit!

Pfandhaus Hermann Newsletter

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